When you are faced with a traffic charge or other minor violations, a good local attorney can often negotiate a deal which will keep your record clean. Though the fines you pay may be increased by amending, say, a speeding ticket to defective equipment, the amended charge will not put points on your license. Not only does this keep you out of danger of losing your license due to points, but it can also save you money with your insurance company. We routinely handle cases like these in Bates, Henry, and St. Clair Counties.
A Chapter 13 Bankruptcy in Missouri is sort of like a debt consolidation but with some key differences. In regular debt consolidation, your creditors usually are under no obligation to play ball with you or your debt consolidation company. Even though you are making regular payments, the payments aren’t usually going to anyone particular creditor at any given time. Therefore, they can and often do still pursue collection efforts up to and including filing a lawsuit against you.
Bankruptcy isn’t for everyone, but for many, it is a great way to end their slavery to debt and a doorway to rediscovering their independence. Chapter 7 Bankruptcy is the most common type of personal bankruptcy. Our Chapter 7 Bankruptcy Process. We have 4 Steps to Freedom: 1) Free consultation. 2) Stop creditor calls. 3) Sign and file. 4) Rebuild your life. Bankruptcy sounds bad, but the reality is that it can be your lifeline. In fact, you will not need to recover from bankruptcy.
When the state takes you to court and threatens to imprison you, the stakes are high. Don't leave your defense to chance! At Bearden Law, if we take your case, we will work with you to develop a strategy that...
Are your wages about to be garnished? A garnishment is a court order directing that money or property of a third party (usually wages paid by an employer) be seized to satisfy a debt owed by a debtor to a plaintiff creditor.
Did you recently get served a lawsuit? Getting served just means that you have been given notice of a lawsuit, in this case by a debt collector. You are served if you are handed a copy of the summons and complaint or if a summons and...
If you can't buy a house or a car or even rent an apartment because of poor credit, you are not alone.
If you are in foreclosure, it can be a scary process. Foreclosure is the action of taking possession of a mortgaged property when the mortgagor fails to keep up their mortgage payments.
Considering short-selling your home?
Although Missouri...
Repossession is a process where an auto lender can take back possession of your vehicle, sometimes without warning you in advance or having permission from the court. Repossession typically occurs after you fall behind on your auto loan payments.
Although you shouldn't file bankruptcy and divorce at the same time, you can still choose which process to take care of first. If you and your spouse choose to file for chapter 7 bankruptcy, your joint income might put you over the income...
You don't have to be employed to file for bankruptcy. For instance, you might not qualify for Chapter 7 bankruptcy if you've recently lost a high-earning position. By contrast, unemployed people won't be eligible for Chapter 13 if the lack of...
